Enrollment Periods

Medicare Advantage Plans have specific times of the year you can enroll, change or switch plans.

Initial Enrollment Period (IEP)

  • When you first become eligible for Medicare, you have an initial seven-month period to sign up for coverage including Part D.

  • If you’re eligible because you are turning 65, your Initial Enrollment Period (IEP) begins three months before your 65th birthday month and ends three months after your birthday month.

  • During this time you can enroll in Original Medicare parts A & B with out without a Prescription Drug Plan (PDP), a Medigap with or without a Prescription Drug Plan (PDP) or a Medicare Advantage Plan (MA or MAPD).

Annual Election Period (AEP) October 15th to December 7th

  • Change from Original Medicare to a Medicare Advantage Plan.

  • Change from a Medicare Advantage Plan back to Original Medicare.

  • Switch from one Medicare Advantage Plan to another Medicare Advantage Plan.

  • Switch from a Medicare Advantage Plan that doesn’t offer drug coverage to a Medicare Advantage Plan that offers drug coverage.

  • Switch from a Medicare Advantage Plan that offers drug coverage to a Medicare Advantage Plan that doesn’t offer drug coverage.​

  • Join a Medicare Prescription Drug Plan.

  • Switch from one Medicare Prescription Drug Plan to another Medicare Prescription Drug Plan.

  • Drop your Medicare prescription drug coverage completely.

Medicare Advantage Open Enrollment Period (OEP) Jan 1st to March 31st

  • If you’re in a Medicare Advantage Plan (with or without drug coverage), switch to another Medicare Advantage Plan (with or without drug coverage).

  • Disenroll from your Medicare Advantage Plan and return to Original Medicare. If you choose to do so, you’ll be able to join a Medicare Prescription Drug Plan.

  • If you enrolled in a Medicare Advantage Plan during your Initial Enrollment Period, change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without a Medicare Prescription Drug Plan) within the first 3 months you have Medicare.

You can’t...

  • Switch from Original Medicare to a Medicare Advantage Plan.

  • Join a Medicare Prescription Drug Plan if you’re in Original Medicare.

  • Switch from one Medicare Prescription Drug Plan to another if you’re in Original Medicare.

Special Election Period (SEP)

  • Under certain circumstances you may qualify to enroll or change plans during other times of the year. These are called Special Election Periods or (SEP) Call 1-888-885-8361 to see if you qualify

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Perfiniti Insurance II, LLC is a licensed and certified representative of a Medicare Advantage organization (HMO, PPO and PFFS) and a stand-alone prescription drug plan (PDP). Enrollment depends on contract renewal. The purpose of this communication is the solicitation of insurance. Contact will be made by a licensed insurance agent/producer or insurance company. Medicare Supplement insurance plans are not connected with or endorsed by the U.S. Government, the Centers for Medicare & Medicaid Services, the Department of Health and Human Services, or the federal Medicare program. Plans are not available in all areas and may be subject to underwriting; terms and conditions may apply. For more information view our Privacy Policy and Terms of Use. 

 

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