Medicare Annual Election Period (AEP): Is Your Coverage Still the Right Fit?

Medicare Annual Election Period Is Almost Here: Are You Ready?

Every year, Medicare beneficiaries have an opportunity to review and update their Medicare coverage during the Annual Election Period (AEP), which runs from October 15 through December 7.

Even if you're happy with your current Medicare plan, it's important to remember that plans can change from year to year. That's why taking a few minutes to review your coverage now can help you avoid unexpected costs or changes later.

Start with Your Annual Notice of Change (ANOC)

Before the end of September, your Medicare plan sends you an Annual Notice of Change (ANOC). This important document outlines any changes that will take effect on January 1, including:

• Monthly premiums

• Deductibles and copays

• Prescription drug coverage

• Provider and pharmacy networks

• Covered benefits and services

Don't assume your plan will stay the same. Even small changes can affect your healthcare costs and access to the doctors and medications you rely on.

Why an Annual Medicare Review Matters

Your healthcare needs may have changed over the past year, and Medicare plans certainly do. A yearly review helps ensure your coverage continues to meet your needs.

During your review, your Perfiniti agent can help you:

• Compare your current plan with other available options

• Confirm your doctors and specialists remain in-network

• Verify your prescriptions are still covered at the lowest possible cost

• Review changes in premiums, deductibles, and out-of-pocket expenses

• Answer any Medicare questions you may have

  
  

Best of all, there's no cost or obligation for this personalized review.

Let Perfiniti Do the Work for You

Medicare can be complicated, but you don't have to navigate it alone. Your dedicated Perfiniti Medicare agent will review your current coverage, explain any plan changes, and help you determine whether your existing plan is still the best fit—or if another option could better meet your needs.

Our goal is simple: help you make an informed decision with confidence.

Schedule Your Annual Medicare Review Today

The Medicare Annual Election Period only runs from October 15 through December 7, so don't wait until the last minute.

Together, we'll make sure you're ready for the new plan year with coverage that fits your health needs and your budget.